PAYMENTS POLICY
At EthnicBNB, we are committed to ensuring secure, transparent, and timely payment processing for all Hosts and Guests. This Payments Policy explains the approved payment gateways, payout methods, required documentation, release timelines, and currency guidelines.
1. Payment Gateways
EthnicBNB operates through two official payment gateways to securely collect payments from Guests.
  • 1. PayPal – Used exclusively for international users and foreign currency transactions.
  • 2. Easebuzz – Used for domestic users and transactions processed in INR (Indian Rupees).
2. Payout Methods
EthnicBNB provides two official payout methods for Hosts.
International Bank Transfer is available for payouts in foreign currencies such as USD, GBP, EUR, AUD, JPY, CNY, AED, SAR, and other supported international currencies.
Indian Bank Transfer is available exclusively for payouts in INR (Indian Rupees).
Hosts must select the payout method according to the currency in which they wish to receive funds. To receive payments in INR, the Indian Bank Transfer option must be selected. For all other currencies (including USD, GBP, EUR, AUD, JPY, CNY, AED, SAR, and others), the International Bank Transfer option must be used.
3. Payout Release and Processing Timeline
For all payouts and refunds, EthnicBNB releases the payment within 72 hours after the scheduled check-out date of the booking.
Once released, the funds may take up to 10 business days to reflect in the Host’s bank account, depending on the selected payout method and banking processes. Processing occurs only on business days. Weekends, public holidays, intermediary banking procedures, and international banking regulations may cause delays.
EthnicBNB is not responsible for delays caused by recipient banks, correspondent banks, or regulatory clearances.
4. International Bank Transfer – Required Information
To activate International Bank Transfer, Hosts must provide accurate and complete banking and identification details, including:
  • 1. First Name
  • 2. Last Name
  • 3. Email ID
  • 4. BIC (Bank Identifier Code)
  • 5. Bank Branch Name
  • 6. RIB (National Identifier of the Bank)
  • 7. IBAN (International Bank Account Number)
  • 8. Name of the Owner of the Bank Account
  • 9. Government ID Number
  • 10. Tax ID Number
All submitted details must match official bank and government records. Incorrect or incomplete information may result in payout delays, rejection, or compliance review.
5. Indian Bank Transfer – Required Information
To activate Indian Bank Transfer, Hosts must provide:
  • 1. First Name
  • 2. Last Name
  • 3. Email
  • 4. Phone Number
  • 5. Bank Name
  • 6. Account Number
  • 7. IFSC Code
  • 8. Account Holder Name
  • 9. PAN Number
  • 10. GST Number (if applicable)
The bank account must be registered in the Host’s legal name or verified business entity name in accordance with Indian banking regulations.
6. Currency and Regulatory Compliance
EthnicBNB processes payouts strictly in the currency linked to the selected payout method. Currency conversion, where applicable, is managed by the payment gateway or the banking institution.
Hosts are solely responsible for complying with applicable tax laws, foreign exchange regulations, and reporting obligations within their jurisdiction. EthnicBNB reserves the right to request additional documentation for identity verification, tax compliance, anti-money laundering (AML), or regulatory requirements.
7. General Conditions
  • 1. Payouts are issued only after successful booking completion.
  • 2. Any applicable refunds, penalties, chargebacks, or platform adjustments may be deducted from current or future payouts.
  • 3. EthnicBNB reserves the right to temporarily hold payouts in cases of disputes, suspected fraud, policy violations, or incomplete verification.
  • 4. Submission of false, misleading, or inaccurate payout information may result in account suspension or permanent termination.
For any payment-related inquiries, Hosts may contact EthnicBNB Support through the official Email.